If you are unable to work due to an injury or serious medical condition, you may qualify for Social Security Disability (SSD) benefits. These benefits can help cover your living expenses and medical needs when you’re no longer able to earn a paycheck. But applying for SSD is often complicated, and many people are denied the first time they apply.
At Haik, Minvielle, Grubbs & D’Albor (HMGD), our personal injury team helps clients across Louisiana apply for SSD benefits, appeal denied claims, and get the financial support they need.
Why SSD Benefits Matter After an Injury
When you’re injured or disabled and can’t work, SSD benefits can be a financial lifeline. These benefits help cover the basic costs of living for individuals with long-term health problems. But qualifying isn’t easy. The process is strict, and many valid claims are denied due to missing paperwork, incomplete records, or errors in the application.
What Is SSD and Who Qualifies?
Social Security Disability (SSD) is a federal program managed by the Social Security Administration (SSA). It provides monthly payments to people who are medically unable to work for at least one year.
To qualify, you must:
- Have a condition that prevents you from doing substantial work
- Be unable to adjust to other types of work
- Have enough work history to meet SSA’s credit requirements
The SSA uses a detailed process to review your medical records and work history before approving or denying your claim.
Common Reasons SSD Claims Are Denied
Many first-time applications are denied, even when the applicant truly cannot work. Common reasons for denial include:
- Incomplete or incorrect paperwork
- Lack of medical evidence
- Failure to follow up with treatment
- The condition is not considered severe enough
- The applicant has not worked long enough to qualify
If you’ve received a denial, don’t give up. HMGD can help you appeal and fight for the benefits you deserve.
How HMGD Helps with SSD Applications and Appeals
The attorneys at HMGD have years of experience guiding Louisiana residents through the SSD process. We can:
- Help prepare and submit your initial SSD application
- Review your denial letter and identify problems
- Gather medical and work-related evidence
- Represent you in hearings or appeals
We understand the system and know what it takes to get claims approved. We handle the legal work so you can focus on your health.
What’s the Difference Between SSD and SSI?
While SSD (Social Security Disability) and SSI (Supplemental Security Income) both provide benefits to disabled individuals, they are different programs.
- SSD is based on your work history and Social Security taxes paid.
- SSI is a needs-based program for individuals with limited income and assets, regardless of work history.
If you’re unsure which program you qualify for, we can help you figure it out.
Deadlines and Filing Requirements
Timing is critical when filing for SSD. You should apply as soon as you know your condition will prevent you from working for 12 months or more.
If you are denied, you have only 60 days to appeal the decision. Missing this deadline could mean restarting the process from the beginning.
Schedule a Free Consultation With HMGD
If you are struggling with an SSD claim or appeal, let HMGD help. Our team has handled disability cases for clients across New Iberia, New Orleans, and throughout Louisiana. We offer free consultations, and you don’t pay unless we win.
Contact us today or call our office to find out how we can help you move forward with your SSD claim.
Frequently Asked Questions
1. What is Social Security Disability (SSD)?
Social Security Disability (SSD) is a federal program that provides monthly benefits to individuals who are medically unable to work due to long-term disability.
2. Who qualifies for SSD benefits in Louisiana?
To qualify, you must have a condition that prevents you from working, be unable to adjust to other work, and have a work history that meets Social Security’s requirements.
3. How long does it take to get approved for SSD?
Approval timelines vary. Some are approved in a few months, while others take over a year, especially if an appeal is required.
4. Why are SSD claims often denied?
Common reasons include missing medical evidence, errors in the application, or failure to prove the condition is disabling.
5. Can I work while receiving SSD benefits?
You may work part-time, but there are strict limits on how much you can earn while receiving benefits. Exceeding the limit may cause your benefits to stop.
6. What medical conditions qualify for SSD in Louisiana?
Conditions that prevent you from working for at least one year may qualify. These include physical injuries, chronic diseases, and mental health conditions.
7. How do I appeal against a denied SSD claim?
You must file a written appeal within 60 days of receiving your denial. HMGD can help you prepare and submit your appeal correctly.
8. What’s the difference between SSD and SSI?
SSD is based on your work history and taxes paid. SSI is based on financial need and doesn’t require a work history.
9. Do I need a lawyer to apply for SSD?
A lawyer is not required but can greatly improve your chances. HMGD helps clients avoid common mistakes and build strong cases.
10. How much does it cost to hire HMGD for an SSD case?
You pay nothing upfront. We work on a contingency basis, which means you only pay if we win your case.
